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Rest assured … managing risk is our specialty. When your merchant's business model is not cookie cutter or if your merchant is plagued with chargeback challenges, credit card cancellation notices, and association fines, we are here to assist you and your client.

At Optimal Payments, we approach chargebacks differently than most payment processors. We specialize in managing risk, which means we work closely with your merchant to manage and prevent chargebacks so they don't become an issue. How do we accomplish this? First, we take the time to thoroughly understand their business model from start to finish. Using our payment processing expertise and technology we customize our unsurpassed fraud-detection tools specifically to their business model. When the right tools are in place, chargebacks are tightly controlled so that they can focus on running their business. You can set your mind at ease knowing we are there for you and your merchants.

Our world-class credit card fraud-protection portfolio includes: Optimal Payments is the silent partner when it comes to managing risk and minimizing chargebacks. We manage risk and we do it well. We are a publicly traded company with multiple global banking relationships. You've come to the right processor.

We assess. We customize. We board. We manage. You relax.

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